Recharge mobiles, pay utility bills and manage everyday transactions
— all in one trusted platform.
Bank-level Security
Instant Processing
All UPI Apps
Our Services
Everything You Need to Pay
Fast, secure and reliable payments for all your daily needs
Mobile Recharge
Prepaid & postpaid recharges for Jio, Airtel, Vi & BSNL instantly.
DTH Recharge
Recharge Tata Play, Airtel Digital TV and other DTH providers.
Electricity Bill
Pay electricity bills across all major state boards seamlessly.
FASTag Recharge
Top up your FASTag wallet for smooth contactless highway travel.
Broadband Pay
Pay JioFiber, Airtel, ACT, BSNL and Hathway broadband bills.
Water Bill
Pay municipal water bills for DJB, BWSSB, HMWSSB and more.
Gas Bill
Pay your PNG / piped gas bills for Mahanagar Gas, IGL, Adani Gas
and more.
Gift Card Coupons
Buy Amazon, Flipkart, Swiggy, Zomato and 50+ brand gift cards
instantly.
How It Works
Pay in 3 Easy Steps
Simple, fast and secure payments in just a few clicks
01
Enter Details
Select service, enter your account or number details.
02
Make Payment
Choose UPI app — GPay, PhonePe, or Paytm — and pay.
03
Done Instantly
Your transaction is confirmed and processed immediately.
📱 Mobile Recharge
Available Plans
Fetching latest plans…
📺 DTH Recharge
Available Packs
⚡ Electricity Bill
🚗 FASTag Recharge
ℹ️ Format: State code + RTO + Series + Number (e.g., MH12AB1234,
TS09EF1234)
🌐 Broadband Bill
💧 Water Bill
🔥 Gas Bill
🎁 Gift Card Coupons
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About Us
Luminark Technology Private Limited
We provide a fast, secure, and reliable platform for mobile recharges
and utility bill payments, designed to simplify your everyday
transactions across India.
Utilorapay is powered by
BBPS (Bharat Bill Payment System) — a regulated
ecosystem that ensures every transaction is safe, standardized, and
trackable.
Utilorapay (operated by Luminark Technology Private Limited) collects
minimal personal data solely to facilitate payment transactions. We do
not sell your data to third parties. All transactions are secured with
industry-standard encryption. For queries, contact sysp2124@gmail.com.
Terms & Conditions
By using Utilorapay you agree to our terms of service. All payments
are processed through BBPS-regulated channels. Utilorapay acts as a
facilitator and is not liable for delays caused by billers or banks.
Disputes must be raised within 7 days of the transaction.
Refund Policy
Refunds for failed transactions are processed within 5-7 business days
to the original payment method. If a recharge is successful but not
credited, raise a support ticket within 48 hours with your transaction
ID. Refunds are not applicable for successful completed transactions.
Cancellation Policy
Transactions cannot be cancelled once payment is initiated. Please
verify all details before proceeding. For any discrepancies, contact
our support team immediately at sysp2124@gmail.com.
Order Summary
Please review before paying
Service—
Account / Number—
Amount₹0
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Paying ₹0
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Payment Successful! 🎉
Your transaction has been processed and confirmed instantly.
